Banking and PSU
Open Ended · Income/Debt · Debt · Active — per-category money movement through Sep-2026.
Net AUM
₹77.1k Cr
-3.2% organic
Net Flow
₹-2.4k Cr
Gross sales − redemptions
Redemption Ratio
3.9%
of prior-month AUM
Organic Growth
-3.2%
net flow / prior AUM
Ticket Size
₹30.80 L
AUM per folio
Schemes
20
2,50,247 folios
Inflow Streak
11 mo
consecutive net outflows
Churn
0.05×
activity / avg AUM
Trailing 12M Flow
₹-13.2k Cr
-16.6% annualized
Net Flow Over Time
When did this category accumulate vs bleed capital?
Oct-202512 of 90 periods · drag handles for more rangeSep-2026
Net AUM Trend
How has the category's asset base evolved?
Oct-202512 of 90 periods · drag handles for more rangeSep-2026
Organic Growth & Redemption Ratio
How fast is flow growing the base, and how fast is it leaking?
Organic growth % (net flow / prior AUM)
Oct-202512 of 90 periods · drag handles for more rangeSep-2026
Redemption ratio % (of prior AUM)
Oct-202512 of 90 periods · drag handles for more rangeSep-2026
Implied Market Move & Return
How much of the AUM change came from valuation rather than flows?
Implied market move (AUM change − net flow, ₹ cr)
Oct-202512 of 90 periods · drag handles for more rangeSep-2026
Implied return % (implied move / prior AUM)
Oct-202512 of 90 periods · drag handles for more rangeSep-2026
Snapshot (last 12 months)
The reconciled month-by-month numbers for this category.
| Month | Schemes | Folios | Net Flow | Net AUM | Redemption Ratio | Organic Growth |
|---|---|---|---|---|---|---|
| Sep-2026 | 20 | 2,50,247 | ₹-2.4k Cr | ₹77.1k Cr | 3.9% | -3.2% |
| Aug-2026 | 20 | 2,38,009 | ₹-1.3k Cr | ₹75.3k Cr | 2.1% | -1.7% |
| Jul-2026 | 20 | 2,38,649 | ₹-452 Cr | ₹76.5k Cr | 1.5% | -0.6% |
| Jun-2026 | 20 | 2,38,308 | ₹-1.0k Cr | ₹76.8k Cr | 2.8% | -1.4% |
| May-2026 | 20 | 2,38,409 | ₹-760 Cr | ₹76.4k Cr | 2.3% | -1.0% |
| Apr-2026 | 20 | 2,39,248 | ₹-694 Cr | ₹77.0k Cr | 1.6% | -0.9% |
| Mar-2026 | 20 | 2,39,277 | ₹-2.3k Cr | ₹74.6k Cr | 3.5% | -2.9% |
| Feb-2026 | 20 | 2,39,763 | ₹-1.5k Cr | ₹77.1k Cr | 2.5% | -1.9% |
| Jan-2026 | 21 | 2,39,116 | ₹-1.2k Cr | ₹78.2k Cr | 2.2% | -1.5% |
| Dec-2025 | 21 | 2,39,818 | ₹-976 Cr | ₹79.4k Cr | 2.2% | -1.2% |
| Nov-2025 | 21 | 2,40,003 | ₹-852 Cr | ₹80.3k Cr | 1.7% | -1.1% |
| Oct-2025 | 21 | 2,39,409 | +₹212 Cr | ₹80.7k Cr | 1.7% | 0.3% |