SIP
Systematic-investment flows through Aug-2026. How much of the industry's buying is on autopilot, and is the SIP book growing or churning? AMFI added this block to the MCR in Aug-2026; every figure reconciles to its Grand Total.
SIP Inflow
₹30.8k Cr
35.5% of equity gross sales · 2.2% of all
Live SIP Accounts
10,10,40,351
+11,52,315 net this month
SIPs Registered
58,61,964
47,09,649 stopped · stoppage ratio 80.3%
Avg SIP / Account
₹3,052
₹ per live SIP per month
SIP data begins Aug-2026 (AMFI’s Era-4 MCR under SEBI’s 2026 categorization). Series accumulate one month at a time — month-on-month reads appear from the second month.
SIP Inflow by Broad Class
Where is the autopilot money going, month by month?
SIP Share of Gross Sales by Class — Aug-2026
Which asset classes are bought most through SIPs rather than lump sums?
SIP inflow ÷ funds mobilized for the same class-month. Equity (Aug-2026): 35.5%; all classes: 2.2% — the industry figure is diluted by liquid and money-market churn in the denominator.
SIP Accounts Registered vs Stopped — Aug-2026
Is the SIP book growing, or are stoppages eating registrations?
Stopped = matured + terminated prematurely. Stoppage ratio = stopped ÷ registered; industry (Aug-2026): 80.3%. Net change in live accounts: +11,52,315.
SIP by Category — Aug-2026
Every category's SIP inflow, share of its gross sales, and account churn.
| Category | Class | SIP ₹ cr | % of gross | Live accounts | Registered | Stopped | Net adds | Stoppage | Avg SIP |
|---|---|---|---|---|---|---|---|---|---|
| Small Cap | Equity | ₹5.0k Cr | 40.5% | 1,79,32,388 | 11,96,089 | 8,90,923 | +3,05,166 | 74.5% | ₹2,795 |
| Mid Cap | Equity | ₹4.3k Cr | 37.7% | 1,41,82,342 | 9,27,440 | 6,47,083 | +2,80,357 | 69.8% | ₹3,000 |
| Flexi Cap | Equity | ₹4.1k Cr | 33.8% | 1,19,72,337 | 7,70,195 | 6,43,764 | +1,26,431 | 83.6% | ₹3,430 |
| Thematic | Equity | ₹2.7k Cr | 29.7% | 93,34,040 | 5,92,655 | 3,99,994 | +1,92,661 | 67.5% | ₹2,918 |
| Large & Mid Cap | Equity | ₹2.3k Cr | 32.2% | 69,61,227 | 3,24,163 | 2,50,344 | +73,819 | 77.2% | ₹3,345 |
| Large Cap | Equity | ₹2.0k Cr | 44.1% | 71,72,318 | 2,14,108 | 3,00,824 | -86,716 | 140.5% | ₹2,770 |
| Multi Cap | Equity | ₹2.0k Cr | 30.1% | 59,33,146 | 2,52,825 | 1,96,271 | +56,554 | 77.6% | ₹3,293 |
| Index – Equity | Passive/Other | ₹1.6k Cr | 22.6% | 49,63,687 | 4,14,833 | 3,57,365 | +57,468 | 86.1% | ₹3,139 |
| Sectoral | Equity | ₹911 Cr | 55.4% | 39,11,910 | 2,20,887 | 2,14,968 | +5,919 | 97.3% | ₹2,328 |
| Multi Asset Allocation | Hybrid | ₹882 Cr | 14.8% | 21,23,442 | 1,92,572 | 1,25,882 | +66,690 | 65.4% | ₹4,155 |
| ELSS | Equity | ₹787 Cr | 69.4% | 29,99,978 | 66,540 | 1,21,309 | -54,769 | 182.3% | ₹2,622 |
| Focused | Equity | ₹769 Cr | 26.3% | 24,02,022 | 79,595 | 68,253 | +11,342 | 85.8% | ₹3,201 |
| Value | Equity | ₹623 Cr | 40.9% | 20,10,929 | 79,932 | 67,535 | +12,397 | 84.5% | ₹3,099 |
| Contra | Equity | ₹594 Cr | 21.7% | 24,76,540 | 88,958 | 1,11,024 | -22,066 | 124.8% | ₹2,398 |
| Aggressive Hybrid | Hybrid | ₹505 Cr | 13.4% | 16,38,144 | 63,434 | 54,461 | +8,973 | 85.9% | ₹3,081 |
| Dynamic Asset Allocation/BAF | Hybrid | ₹492 Cr | 12.4% | 14,17,770 | 66,970 | 65,995 | +975 | 98.5% | ₹3,468 |
| FoF investing overseas | Passive/Other | ₹176 Cr | 71.1% | 8,07,947 | 15,749 | 36,904 | -21,155 | 234.3% | ₹2,183 |
| Children's | Solution | ₹170 Cr | 43.7% | 4,96,364 | 22,357 | 7,776 | +14,581 | 34.8% | ₹3,423 |
| Liquid | Debt | ₹136 Cr | 0.0% | 5,09,997 | 1,60,721 | 53,483 | +1,07,238 | 33.3% | ₹2,666 |
| Retirement | Solution | ₹127 Cr | 51.5% | 4,13,510 | 9,248 | 11,730 | -2,482 | 126.8% | ₹3,069 |
| Money Market | Debt | ₹126 Cr | 0.2% | 77,280 | 5,410 | 5,180 | +230 | 95.7% | ₹16,317 |
| Arbitrage | Hybrid | ₹111 Cr | 0.4% | 1,05,897 | 15,213 | 10,420 | +4,793 | 68.5% | ₹10,439 |
| Dividend Yield | Equity | ₹97 Cr | 20.6% | 3,33,054 | 10,160 | 11,693 | -1,533 | 115.1% | ₹2,915 |
| Low Duration | Debt | ₹70 Cr | 0.5% | 1,05,726 | 4,375 | 3,983 | +392 | 91.0% | ₹6,631 |
| Ultra Short Duration | Debt | ₹70 Cr | 0.3% | 71,054 | 6,627 | 5,055 | +1,572 | 76.3% | ₹9,823 |
| Equity Savings | Hybrid | ₹64 Cr | 3.9% | 1,14,833 | 10,939 | 8,109 | +2,830 | 74.1% | ₹5,568 |
| Short Duration | Debt | ₹43 Cr | 1.6% | 85,871 | 8,841 | 7,169 | +1,672 | 81.1% | ₹5,052 |
| Conservative Hybrid | Hybrid | ₹30 Cr | 9.8% | 86,203 | 5,426 | 5,347 | +79 | 98.5% | ₹3,512 |
| Corporate Bond | Debt | ₹26 Cr | 1.1% | 82,528 | 5,313 | 5,628 | -315 | 105.9% | ₹3,128 |
| Banking and PSU | Debt | ₹16 Cr | 4.7% | 50,849 | 3,181 | 2,937 | +244 | 92.3% | ₹3,186 |
| Medium Duration | Debt | ₹16 Cr | 6.3% | 36,076 | 1,911 | 2,228 | -317 | 116.6% | ₹4,318 |
| Floater | Debt | ₹13 Cr | 0.6% | 21,733 | 1,283 | 1,160 | +123 | 90.4% | ₹5,972 |
| Dynamic Bond | Debt | ₹10 Cr | 5.7% | 25,907 | 1,803 | 1,817 | -14 | 100.8% | ₹3,898 |
| Overnight | Debt | ₹10 Cr | 0.0% | 23,059 | 2,503 | 2,520 | -17 | 100.7% | ₹4,165 |
| Other Debt | Debt | ₹9 Cr | 68.4% | 30,294 | 0 | 470 | -470 | — | ₹2,875 |
| Gilt | Debt | ₹8 Cr | 3.0% | 25,827 | 1,504 | 1,589 | -85 | 105.7% | ₹3,255 |
| Credit Risk | Debt | ₹8 Cr | 3.4% | 24,300 | 2,913 | 2,476 | +437 | 85.0% | ₹3,094 |
| Index – Debt | Passive/Other | ₹5 Cr | 0.2% | 31,268 | 2,547 | 3,070 | -523 | 120.5% | ₹1,647 |
| Long Duration | Debt | ₹5 Cr | 9.7% | 10,703 | 458 | 617 | -159 | 134.7% | ₹4,318 |
| Balanced Hybrid | Hybrid | ₹2 Cr | 0.1% | 13,474 | 9,078 | 485 | +8,593 | 5.3% | ₹1,839 |
| Medium to Long Duration | Debt | ₹2 Cr | 1.9% | 12,316 | 1,627 | 1,081 | +546 | 66.4% | ₹2,001 |
| Gilt 10yr constant | Debt | ₹2 Cr | 2.2% | 5,500 | 259 | 207 | +52 | 79.9% | ₹3,129 |
| Index – Hybrid | Passive/Other | ₹1 Cr | 9.4% | 3,676 | 435 | 459 | -24 | 105.5% | ₹1,766 |
| Life Cycle 15y | Solution | ₹0 Cr | 7.2% | 1,533 | 413 | 33 | +380 | 8.0% | ₹1,683 |
| Life Cycle 10y | Solution | ₹0 Cr | 5.4% | 1,181 | 305 | 28 | +277 | 9.2% | ₹2,035 |
| Sectoral (Debt) | Debt | ₹0 Cr | 0.0% | 169 | 169 | 0 | +169 | 0.0% | ₹806 |
| Life Cycle 5y | Solution | ₹0 Cr | — | 0 | 0 | 0 | +0 | — | — |
| Life Cycle 20y | Solution | ₹0 Cr | — | 0 | 0 | 0 | +0 | — | — |
| Life Cycle 25y | Solution | ₹0 Cr | — | 0 | 0 | 0 | +0 | — | — |
| Life Cycle 30y | Solution | ₹0 Cr | — | 0 | 0 | 0 | +0 | — | — |
| Equity ETF | Passive/Other | ₹0 Cr | 0.0% | 1 | 0 | 0 | +0 | — | ₹0 |
| Debt ETF | Passive/Other | ₹0 Cr | 0.0% | 0 | 0 | 0 | +0 | — | — |
| Hybrid ETF | Passive/Other | ₹0 Cr | 0.0% | 0 | 0 | 0 | +0 | — | — |
| Gold ETF | Passive/Other | ₹0 Cr | 0.0% | 1 | 0 | 0 | +0 | — | ₹0 |
| Silver ETF | Passive/Other | ₹0 Cr | 0.0% | 0 | 0 | 0 | +0 | — | — |
| Other ETF (unclassified) | Passive/Other | ₹0 Cr | 0.0% | 0 | 0 | 0 | +0 | — | — |
| ETFs investing overseas | Passive/Other | ₹0 Cr | — | 0 | 0 | 0 | +0 | — | — |
| Fixed Term Plan | Debt | ₹0 Cr | — | 0 | 0 | 0 | +0 | — | — |
| Infrastructure Debt | Debt | ₹0 Cr | — | 0 | 0 | 0 | +0 | — | — |
| ELSS | Equity | ₹0 Cr | — | 0 | 0 | 0 | +0 | — | — |
| Income/Debt Oriented Schemes | Debt | ₹0 Cr | 0.0% | 0 | 0 | 0 | +0 | — | — |